How much does it cost to renovate a house in 2026?
A full house renovation of a typical three-bedroom home costs £43,530 to £110,350, with an average of about £76,690 plus VAT, according to Checkatrade's September 2026 guide. A light refurb usually costs £25,000 to £45,000. Labour in London and the South East is commonly 20% to 40% higher than in the Midlands.
How long does a full house renovation take?
A full house refurbishment typically takes 3 to 6 months, while a light refurbishment takes 2 to 6 weeks. Within a full project, the strip-out usually takes 1 to 2 weeks, first fix 2 to 4 weeks, second fix 2 to 4 weeks and finishing 2 to 3 weeks. Structural work and approvals add time.
What is the difference between renovation and refurbishment?
Refurbishment refreshes a home that is already sound, with work such as decorating, flooring, a new kitchen or a partial rewire. Renovation repairs or rebuilds parts that are worn out, such as the wiring, heating, plaster, roof or structure. Renovation usually costs more, takes longer and more often needs building regulations approval.
What order should you renovate a house in?
Work from the outside in. Survey the house, get approvals, then make the roof, windows and walls weathertight. Next comes the strip-out, structural alterations, damp treatment and insulation, then first fix electrics and plumbing, plastering, second fix, decoration and flooring. Finish with snagging and collect every certificate at handover.
Do I need planning permission to renovate a house?
Usually not for internal work. Moving internal walls does not need planning permission, but removing a load-bearing wall needs building control approval and a structural engineer's calculations. Listed buildings need listed building consent for changes that affect their character, and conservation areas have stricter controls on external changes.
Can I live in my house while it is renovated?
Often, yes, if the work is phased so you always have somewhere to sleep, wash and cook. Many families move out for a few weeks during a full rewire, replastering or strip-out, when power, water and heating are off for parts of the day. Agree the phasing before work starts.
Do you pay VAT on house renovation work?
Usually, yes. Building work on an existing home is charged at 20% VAT unless the contractor is below the VAT registration threshold. Renovating a home that has been empty for 2 years or more can qualify for 5% VAT, and professionally installed energy-saving materials such as insulation are zero-rated until 31 March 2027.
What safety checks does a rental property need?
In England, a rental home needs a yearly gas safety check by a Gas Safe registered engineer, an electrical inspection at least every 5 years, a smoke alarm on each storey used as living accommodation, and a carbon monoxide alarm in rooms with a fixed combustion appliance. Its EPC must be E or above unless exempt.
How do you renovate an old house without causing damp?
Use materials that let solid walls breathe. The Society for the Protection of Ancient Buildings advises lime render and soft lime mortar instead of hard cement, warns that impermeable paints trap moisture, and advises against synthetic coatings. Fix the cause of any damp first, such as leaking gutters or high ground levels outside.
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